Stripe Fee Calculator
Work out Stripe's fee on any payment: domestic or international cards, currency conversion, bank debits and in-person Terminal payments, for six countries. Add Billing, Tax or Instant Payouts and see the true cost.
Stripe Fee Calculator
Rates from Stripe's pricing page, checked 22 October 2026. Calculated on this page; nothing is sent anywhere.
Calculated in your browser from published fee schedules. Nothing is sent anywhere.
Scratchpad auto-saved
How it works — in four simple steps
No signup and nothing to install — it all runs in your browser.
Choose your Stripe country
This sets the price list and currency.
Pick the payment method
Card type, bank debit or in-person.
Tick what applies
International card, currency conversion or add-ons.
Read the breakdown
Every fee line, what you receive, and what to charge.
For big invoices, a bank debit (ACH, Bacs, SEPA, BECS) is far cheaper than a card. US ACH is capped at $5.
Features
Six countries
US, UK, euro area, Canada, Australia and India, each in its own currency.
Every payment method
Cards by origin, premium cards, Link, Klarna, ACH, Bacs, SEPA, BECS, Interac and Terminal.
Surcharges done right
International cards, currency conversion and manual entry add on the way Stripe charges them.
Add-ons
Billing, Tax, Invoicing and Instant Payouts (US).
India GST
Adds 18% GST to Stripe's fee for Indian accounts.
Reverse and ladder
What to charge to net an amount, and fees from small to large payments.
About the Stripe Fee Calculator
Stripe's standard US price is 2.9% + 30¢ per successful card payment. Cards issued outside the US add 1.5%, and charging in a currency different from your payout currency adds 1%. Manually keyed cards add 0.5%, and ACH Direct Debit costs 0.8% capped at $5. Add-ons are charged on top: Billing (0.7% for subscriptions), Tax (0.5%) and Invoicing (0.4%). Instant Payouts cost 1.5% of the payout, with a 50¢ minimum.
Elsewhere Stripe prices by card origin rather than adding surcharges. In the UK a standard UK card costs 1.5% + 20p, a premium UK card 2.8% + 20p, an EEA card 2.5% + 20p and other international cards 3.15% + 20p, plus 2% when currency conversion is needed. Germany and the euro area follow the same pattern with a €0.25 fixed fee. Canada is 2.9% + C$0.30, Australia 1.65% + A$0.30 domestic (GST included), and India 2% for domestic Visa and Mastercard, 3% for international cards, plus 18% GST on the fee.
Pick your country and payment method, tick the extras that apply, and the calculator itemises each fee and shows what you receive. The reverse field tells you what to charge to net an exact amount. Stripe keeps the processing fee when you refund, and each dispute costs a flat fee that's returned only if you counter and win.
Examples
Stripe standard pricing by country (checked 22 October 2026)
United States (USD)
| Payment method | Fee |
|---|---|
| Online card (domestic) | 2.9% + $0.30 |
| Manually entered card | 3.4% + $0.30 |
| Link | 2.9% + $0.30 |
| Klarna | 5.99% + $0.30 |
| In person (Terminal) | 2.7% + $0.05 |
| ACH Direct Debit (0.8%, max $5) | 0.8% |
International cards +1.5%; currency conversion +1%; disputes $15.00 each. Stripe United States pricing.
United Kingdom (GBP)
| Payment method | Fee |
|---|---|
| Standard UK card | 1.5% + £0.20 |
| Premium UK card | 2.8% + £0.20 |
| EEA card | 2.5% + £0.20 |
| International card | 3.15% + £0.20 |
| In person, EEA card | 1.4% + £0.10 |
| In person, non-EEA card | 2.9% + £0.10 |
| Bacs Direct Debit (1%, min 20p, max £4) | 1% |
Currency conversion +2%; disputes £20.00 each. Stripe United Kingdom pricing.
Germany (euro area) (EUR)
| Payment method | Fee |
|---|---|
| Standard EEA card | 1.5% + €0.25 |
| Premium EEA card | 2.8% + €0.25 |
| UK card | 2.5% + €0.25 |
| International card | 3.15% + €0.25 |
| In person, EEA card | 1.4% + €0.10 |
| In person, non-EEA card | 2.9% + €0.10 |
| SEPA Direct Debit | €0.35 |
Currency conversion +2%; disputes €20.00 each. Stripe Germany (euro area) pricing.
Canada (CAD)
| Payment method | Fee |
|---|---|
| Online card (domestic) | 2.9% + C$0.30 |
| In person, most cards | 2.7% + C$0.05 |
| In person, international card | 3.5% + C$0.05 |
| Interac debit (in person) | C$0.15 |
International cards +0.8%; currency conversion +2%; disputes c$15.00 each. Stripe Canada pricing.
Australia (AUD)
| Payment method | Fee |
|---|---|
| Domestic card | 1.65% + A$0.30 |
| International card | 3.5% + A$0.30 |
| In person, domestic card | 1.65% + A$0.10 |
| In person, international card | 3.5% + A$0.10 |
| BECS Direct Debit (1% + 30c, max A$3.50) | 1% + A$0.30 |
Currency conversion +2%; rates include gst; disputes a$25.00 each. Stripe Australia pricing.
India (INR)
| Payment method | Fee |
|---|---|
| Domestic Visa or Mastercard | 2% |
| Domestic debit card (0.4%, max ₹200) | 0.4% |
| International Visa or Mastercard | 3% |
| International Amex | 3.5% |
| International card, USD or other currency presentment | 4.3% |
Currency conversion +2%; 18% gst on fees; disputes ₹1,000.00 each. Stripe India pricing.